Accidental Medical Expenses are limited to Dhs. 35,000.- per person per year and confined to U.A.E. Government or private hospitals / clinics only.: Covered
Repatriation of bodies following covered death up to Dhs.35,000.- per person including accompanying person.: Covered
Transportation of employees to and from work of place.: Covered
Employee to Employee Liability Clause: Covered
Employer’s Liability up to AED 4,000,000.-any one occurrence and in the aggregate: Covered
24 Hours Death & Permanent disability only following non-work related accidents within U.A.E.: Covered
Automatic addition and deletion of employees subject to premium adjustment on pro-rata basis at policy expiry.: Covered
First day of Disability: Covered
Including work during overtime and public holidays: Covered
Cover to be extended whilst the employee is traveling to and from work road accidents while assigned to work tasks anywhere over the territorial scope mentioned in this policy whether using any private, leased or public vehicles or the vehicles of the insured.: Covered
Hernia, Sunstroke / sun heat due to work accidents subject that the employees exposed to sun should wear sufficient and suitable protection to protect them from the sun whilst at work.: Covered
Including Insured’s New Employees on Employment Visas Whilst On Incoming Flights From Their Country Of Origin To Country of Work: Covered
Cover for employees of Sub-Contractors and sub-contracted employees for whom the insured needs to avail cover and whose wages have been declared under the policy.: Covered
Increased Death Benefits –AED 200,000.- Per person as per EL Cover clause in respect of accidental work related death only and subject to overall court award.: Covered
Including Occupational diseases as per UAE labour LAW.: Covered
Waiver of subrogation against principal-wherever contractually required: Covered
Diya(Blood Money) difference clause as per EL clause and within the same limit and subject to the overall court awarded amount.: Covered
Primary Insurance Clause: Covered
30 days notice of cancellation clause subject to no claims: Covered
Major exclusions
Death or Disability due to any disease - Year 2000 Clause: Covered